Banking, Real Estate & Financial Services

Banking and Bank Regulatory

The Banking and Bank Regulatory Group regularly advises banks and bank holding companies, as well as other financial institutions, on a wide range of matters in the complex regulatory environment in which they operate.  We represent banks and financial institutions of all sizes – from large regional holding companies with operations throughout the Southeast to smaller publicly held and closely held bank holding companies and community banks.

Few law firms in our region have as experienced lawyers and compliance personnel as Butler Snow to advise banks and other financial institutions on state and federal regulatory and compliance matters, as well as on other laws and issues that affect these financial services companies.  Specifically, our compliance personnel conduct training, loan and deposit compliance reviews Regulation O reviews, Fair Lending reviews, Bank Secrecy Act reviews, and CRA reviews for our banking clients.

The Banking and Bank Regulatory Group also has extensive experience in the formation of new banks and bank holding companies, as well as with other issues relating to capital planning and formation.

The group has extensive experience in the expansion of services that banks can offer their customers in the areas of insurance, securities, electronic banking and real estate.

The firm has represented clients before the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Comptroller of the Currency, the Office of Thrift Supervision, as well as the Mississippi Department of Banking and Consumer Finance and the Tennessee Department of Financial Institutions.

Our attorneys' experience is recognized in the banking and lending community as evidenced by our authorship of Compliance Officers Management Manual, Real Estate Lending Compliance Manual, and Regulatory Compliance Certification Manual published by Sheshunoff Information Services.  The firm also serves as the state editors for Mississippi and Tennessee for HouseLaw and CarLaw published by CounselorLibrary.com, LLC.  Additionally, Butler Snow attorneys author a quarterly newsletter for the Tennessee Bankers Association on compliance issues.

The group has had substantial involvement in the development of enforceable arbitration provisions and other risk-reduction strategies for lenders in both retail and commercial banking transactions.

Members of the Banking and Bank Regulatory Group often work with attorneys in the firm’s other practice areas offering services to banks and financial institutions such as employment law and personnel matters, employee benefits, executive compensation, real estate, environmental issues, bankruptcy, tax, intellectual property, mergers and acquisitions, securities, corporate governance, director and officer issues and responsibilities, governmental affairs, commercial litigation, estate and wealth planning and estate and trust administration.


For additional information on Banking and Bank Regulatory, please contact Edward A. Wilmesherr.