Banking, Real Estate & Financial Services

Commercial Lending & Debt Financing

Butler Snow handles financing transactions, regulatory matters and general commercial matters in its representation of financial institutions, banks, insurance companies, investors, borrowers and creditors.  Our clients benefit from the diverse experience of our commercial-lending lawyers.  We serve as both general and special counsel in a variety of financing transactions, including multi-state transactions involving out-of-state lenders and borrowers.

In addition, our commercial loan attorneys work closely with our public finance attorneys to structure public and quasi-public financing vehicles to benefit private borrowers and public and private lenders.

Our attorneys in the commercial lending area also have extensive experience in counseling clients with respect to various aspects of consumer finance issues, such as interest and usury, loan charges and consumer credit protection and disclosures, as well as emerging theories of lender liability.  The firm also serves as the state editors for Mississippi and Tennessee for HouseLaw and CarLaw, published by CounselorLibrary.com, LLC.

Our lawyers collaborate and work closely with our commercial litigators on cases involving Uniform Commercial Code issues or loan transactions, as well as defending consumer finance and lender liability actions.

Attorneys in this area of the firm’s practice have structured a variety of loans and other financing transactions, including:

• Traditional secured commercial financing arrangements
• Asset-based loans
• Equipment financings (including leases)
• Letters of credit
• Loan syndications
• Real estate and construction loans
• Sale and leaseback transactions
• Agricultural loans
• Oil and gas loans
• Timber financing
• Second lien facilities
• Mezzanine loans
• Credit participations
• Loan guarantees
• Debtor-in-possession financing
  
  
  For additional information on Commercial Lending and Debt Financing, please contact J. Clifford Harrison.